When we were young we wanted everything but we paid our bills on time,
      So when we went into the studio we financed it through CitiBank.
      3 CDs and 4 years later and we haven't made a dime.
      We're to drunk to play well with nothing to show but the interest on the debt.
      
      'Cause if you give me any money
      It'll only go to CitiBank
      Where it wont help!
      Dig me out of this hole/hell that I'm in
      It's just interest on the debt.
      
Wanna borrow more and quit my job and open up a record store.
      So I need that extra four an hour
      to keep my good name with CitiBank
      My rent is due
      My car is broke
      and my new band wants me to pitch more
      Like a ball and chain I drag around the interest on the debt.
      
[Chorus]